There are a surprising amount of products out there that ma seem like a scam at first, but are actually incredibly useful or even essential things that are totally worth your money. Here are just a few!
Free credit reports
As soon as the word “free” pops up, alarm bells start ringing in the heads of most people. Or, at least, they should do. To be honest, there are an awful lot of people who see the word “free” and fall for whatever the scheme is hook, line, and sinker. But, in general, it’s safe to say that most people assume that something strange is afoot. There’s no such thing as a free lunch, right? So how the heck could “free” ever apply to something as important as a credit report?
It is actually possible to get a free credit report if you go to the right website. It’s actually authorized by federal law, and is provided by all three of the three major credit reporting agencies in the United States: TransUnion, Experian, and Equifax.
Life insurance
There are definitely some of you out there right now who are starting at this article in disbelief. Surely no-one could believe that life insurance is a scam? Isn’t it way too important for that? The problem is that a lot of people underestimate the importance of life insurance. That, and the word “insurance” is usually associated with the word “fraud” for a lot of people, even if it’s not true! This is why it’s so important to browse Colonial Penn life insurance reviews and other information on life insurance to fully understand your options, see how sales pitches stack up, and decide what’s best for you.
Of course, there are salespeople out there who may aim to rip you off when it comes to getting a decent life insurance policy. And when things sound very specific and specialist, such as pink LGBT cover, people may start to feel wary But that doesn’t mean you should avoid getting life insurance, or ignore your own particular circumstances if a company tries to raise it with you. The fact is that going without life insurance is actually a pretty big mistake, especially when you have dependents who will be left behind when you’re gone.
Warranties
Sure, there are some warranty offers out there that are too expensive. They usually are tacked-on pieces of a particular sale that aren’t really worth however much you’re being charged. But that doesn’t mean you should be avoiding all warranties. It just means you need to be more strategic about them.
The problem with the popular perception of warranties is that most people don’t actually run into that many problems with the products they buy, at least not within the time period that the warranty covers. So what’s the point? It seems like warranties are designed to cover the period in which the product is least likely to have a problem. And, yes, that is sort of the point. But don’t let that deter you completely, especially if you come across a reasonably-priced one. Because if something does go wrong, then you’ll definitely regret it.
The Magic Bullet
Yeah, I know those infomercials look really bad, but the Magic Bullet is actually really good at blending things. Not much better than a regular blender, but still.
